the laws, rules and regulations of the State of Oklahoma and in accordance with the By-laws of the Oklahoma Association of Mortgage Professionals.   The Mortgage Broker shall perform his/her business in a manner reflecting honor and integrity. Mortgage Brokers shall avoid and report fraudulent and unethical practices to the OKAMP and or the State Department of Consumer Credit charged with regulating the practices of brokers in the State of Oklahoma.   The Mortgage Broker shall abide by generally accepted principles of real estate valuation when reporting to the investor regarding the valuation of the offered collateral of his/her loan.   The Mortgage Broker shall advise the relevant parties of any equity interest he/she may have in the collateral offered as security for the mortgage loan.   The Mortgage Broker shall not advise, offer or advertise loan terms and conditions not available and not likely to be made available.   The Mortgage Broker should put all agreements into written form, but shall abide by all agreements made by him whether written or oral.   The Mortgage Broker shall maintain special accounts separate from his personal accounts for the deposit of trust or escrow funds.   The Mortgage Broker shall not speak disparagingly of the business of his/her competitor or of a transaction being negotiated by a competitor.   Disputes between members shall be resolved by decisions of the Grievance Committee.